Today's Kat fact:
I'm not one of those people who stays annoyingly on top of someone after I loan them money. Admittedly, I've never loaned anyone more than about $100 so if it was a really large sum of money like in the triple digits or more I might feel differently. But if it's something smaller like 10 or 20 bucks I won't go crazy. I know a few people that will bug the hell out of you until you pay them back. It's really annoying which is why I've never borrowed a significant amount money from anyone. At most I've asked someone to loan me a couple of dollars until I could make change or if I didn't have cash on me at the time but nothing serious.
Long story short, the point is simple: Don't loan what you can't afford to give away. I don't know who said that but they were right. Chances are a true friend or family member will pay you back as soon as they can but that isn't always the case. So if you can't afford to let it go, don't.